Money is a Tool, Not a Master

By Courtland Adams

Have you ever felt like there's more to life than just balancing spreadsheets and chasing that extra dollar? Like there's a deeper calling, a purpose beyond paying bills and securing retirement? You're not alone. In our hyper-consumerist world, it's easy to get lost in the financial hamster wheel, forgetting to ask the essential question: "How can my money align with my values?"

This isn't just a woo-woo self-help mantra. Connecting your life purpose with personal finance is about harnessing your money to fuel your deepest passions and make a meaningful impact on the world. It's about recognizing that financial decisions aren't just about numbers; they're about choices – choices that reflect your priorities, values, and the legacy you want to leave behind.

1. Discover Your Purpose:

Start by exploring what truly lights your fire. What makes you tick? What brings you joy and a sense of fulfillment outside of work and earning? It could be anything from creating art that inspires others to advocating for environmental causes to building lasting connections with your community.

2. Align Your Values with Spending:

Once you know your purpose, examine your spending habits. Do they reflect your priorities? Are you splurging on things that don't truly matter, while neglecting activities that align with your passions? Track your spending, identify areas you can cut back, and redirect those resources towards experiences, causes, or skills that nurture your purpose.

3. Invest in Your Dream:

Treat your purpose like a long-term financial goal. Allocate resources to learning new skills, volunteering for meaningful organizations, or starting a side hustle that supports your passion. Every penny invested in your purpose is an investment in a fulfilling future.

4.  Be a Steward, Not a Slave to Money:

Money is a tool, not a master. Use it to create positive change, support your community, and leave the world a better place. Remember, true wealth lies not in your bank account, but in the lives you touch and the positive impact you create.

This journey of connecting life purpose with personal finance won't be easy. It requires introspection, planning, and sometimes, tough choices. But the rewards are immeasurable: a life driven by meaning, financial decisions that resonate with your values, and the satisfaction of knowing your money is fueling a more fulfilling, purposeful world.

So, take a deep breath, reconnect with your passions, and start aligning your finances with your true north. Remember, it's not about achieving some predetermined level of wealth; it's about using your resources to live a life of purpose, one that leaves a lasting legacy of impact and joy.

About Coign Capital Advisors

Coign Capital Advisors is a fee-based investment advisory firm based in Draper, Utah. Specializing in serving retirees, business owners, and entrepreneurs, the firm provides holistic wealth management that goes far beyond investment consulting and strives to attain suitable performance combined with solutions that make clients’ financial goals achievable. Led by J. Matthew Zundel, ChFC®, M. Brandon Riley, CFP®, Adam G. Lefler, Daniel R. Zundel, and Courtland Adams. Clients receive a high level of service from a team with more than 100 years of combined experience. To learn more, visit

Coign Capital Advisors is a fee-based financial advisor & fiduciary. We provide financial planning & wealth management services in Utah, USA, investors, legacy, asset management, capital, markets, estate, retirement, finance

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